How Our Legal Terms Apply to You
Our terms are written for Indonesian account holders and reflect the reality that eligibility depends on local law. When you complete a transaction via DANA, OVO, GoPay, or QRIS, the payment data is processed under our stated data handling policy — not shared with third parties
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for marketing use. We retain transactional records for a minimum period required under applicable financial regulations, after which data is either anonymised or deleted on request. If you are accessing gudanghoki from Surabaya or any other city in Indonesia, the same policy version applies to your
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account. Any amendments to these terms are communicated via your registered account email at least seven days before they take effect, giving you time to review changes and decide how to proceed.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.